Highmark Federal Credit Union is a full service financial institution, with many free products and services that you will find refreshing if you have been paying for them through a bank. One of the best deals for you is our absolutely FREE Checking, (no minimum balance, no monthly service charges and unlimited check writing ability). You will also enjoy our FREE Debit card, FREE 24/7Online Banking, FREE 24/7 phone banking, FREE E-statements, and FREE unlimited Online Bill-pay service! We offer savings accounts specific to various members of the your family: Pee Wee Penguin Club, is specifically for youngsters 0-12 and Teen Club for ages 13-29, to develop financial responsibility and practices for teens and pre-teens. These youth accounts pay a high yield dividend of 1% APY. If you are looking for ways to help get you on the path to saving, enroll in our high dividend yield Summer Savings or Christmas clubs, paying 3% and 1% APY, respectively. Highmark also offers a variety of share certificates of deposit, all with competitive dividend yields.
If you are in the market for a new or pre-owned car, Highmark offers vehicle loans at competitive rates tailored to your needs. Plus, you'll receive the Highmark Advantage- freedom from payments for 60 days. If you have a car loan with another lender, give us a call and let us show you how we can save you money by refinancing your vehicle.
The Highmark Home Loan Team provides you with prompt personal attention in helping you qualify with tailor made home financing options. Highmark offers a unique wide range of mortgage options - such as FHA, VA, Rural Development, Conventional, 1st Time Homebuyer – and their newest exclusive program, Homes for Heroes. Stop in or give the home loan team a call and let us help get you pre-qualified, so you can start looking for the home of your dreams.
If you are considering a new business start-up or have an established business, Highmark offers a wide range of business loans designed to meet your specific needs: Lines of Credit, Commercial Equipment & Machinery Loans, SBA 7(A) Guarantee Loans, SBA 504 Loans, Commercial Real Estate Loans, Construction Loans, Letter of Credit, MicroLOAN South Dakota, Business VISA Credit Card, and Refinancing Existing Business Debt. Highmark is the business banking alternative and family-business friendly.
How can we do all this and still provide you the personal attention you deserve? We’re a credit union and we aim to be the best at it!
Products & Services:
Depository Accounts: Free Checking, Savings Accounts, including high yield and youth accounts, money markets, and share certificate of deposits.
Loans: Business(including Lines of Credit, Commercial Equipment & Machinery Loans, SBA 7(A) Guarantee Loans, SBA 504 Loans, Commercial Real Estate Loans, Construction Loans, Letter of Credit, MicroLOAN South Dakota, Business VISA Credit Card, and Refinancing Existing Business Debt), Credit Card, Consumer Loans(Vehicle, Mortorcycle, Camper, Boat & ATV), Home Loans (including VA, FHA, Rural Development, Conventional, 1st Time Homebuyer, Equity Line of Credit, and Homes for Heroes), Lifestyle Lending, Overdraft Protection, Credit Cards and Student Loans.
Free Electronic Services: Debit Card, Direct Deposit, 24/7 Online Banking, Phone Banking, unlimited electronic Bill-pay
Convenient products and services: Gift Cards and Notary Public.